Privacy Policy

Last updated: [INSERT DATE]

This policy is a starting draft prepared for Kryos Life Partners. It should be reviewed by a licensed attorney familiar with insurance marketing and applicable state/federal privacy law (including any state-specific requirements, such as California's CCPA/CPRA if California residents may submit information) before publication.

Kryos Life Partners ("Kryos," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect through KryosLifePartners.com (the "Site"), how we use it, and the choices you have.

Information We Collect

When you submit a form on this Site (such as the Coverage Questionnaire), we may collect:

First and last name
Phone number
Email address
ZIP code and state
General age range
Information about your insurance interests (e.g., term life, whole life, final expense) and general coverage or budget preferences

We do not request Social Security numbers, banking information, or detailed medical history through this Site.

How We Use Your Information

We use the information you provide to:

Contact you about the life insurance options you requested information on
Respond to inquiries submitted through the Site
Improve our services and this Site

Submitting a form on this Site does not create an insurance policy, application, or any obligation to purchase coverage.

How We Share Information

We do not sell your personal information. We may share information with:

Service providers who help us operate this Site and process form submissions (for example, our form-processing provider)
Insurance carriers, only if and when you choose to move forward with an application
Parties required by law, such as in response to a valid legal request

Communications & Consent

By submitting a form on this Site, you consent to be contacted by phone, text, or email regarding the life insurance options you inquired about. Message and data rates may apply. Consent is not a condition of purchasing any product or service. You may opt out of text messages at any time by replying STOP, and may request removal from phone or email contact by reaching out to us directly using the information below.

Cookies & Analytics

This Site may use basic analytics tools to understand how visitors use the Site (such as which pages are visited). [INSERT: name any analytics tool used, e.g. Google Analytics, Meta Pixel, and update this section accordingly, including any required cookie consent banner if applicable to your visitors' locations.]

Your Choices

You may request to review, correct, or delete the personal information we have collected about you by contacting us using the information below. Depending on your state of residence, you may have additional rights under applicable privacy law.

Data Security

We take reasonable steps to protect the information you provide, but no method of transmission or storage is completely secure. We cannot guarantee absolute security.

Children's Privacy

This Site is not directed to individuals under 18, and we do not knowingly collect information from minors.

Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date above reflects the most recent revision.

Contact Us

If you have questions about this Privacy Policy or want to exercise any of the choices described above, contact us:

Phone: (763) 337-3893
Email: kryoslifepartners@gmail.com